Business Loan
Unsecured funding to expand operations, purchase inventory, or invest in your next big move.
- Up to ₹2 crore
- Disbursal within 4 days
Personal funding advisory
The right funding.
Personally guided.
We take time to understand your need, meet you personally, structure suitable funding options, and manage the process with lenders until disbursal.
500+ customers personally assistedReal guidance from enquiry to funding
CF
Funding solution identified
₹25,00,000Advisor updateFunding approved
Options coordinated
30+ lenders
◆
One point of contactWe manage the process
Relationships across 30+ banks & NBFCs
HDFC BANKICICI BankAXIS BANKAditya Birla CapitalTATA Capital
Built around your needs
One destination.
Many possibilities.
We first understand the purpose, urgency, cash flow, and profile, then guide you toward a facility that genuinely fits.
Loan Against Property
Unlock the value of your property with competitive rates and comfortable repayment tenure.
- Up to ₹10 crore
- Tenure up to 20 years
Business Overdraft
Flexible access to working capital while paying interest only on the amount you use.
- Use funds on demand
- Interest on utilized amount
Personal Loan
Quick, convenient finance for planned expenses or urgent personal requirements.
- Rates from 9.90% p.a.
- Tenure up to 8 years
CGTMSE Limit for MSMEs
Collateral-free credit support designed to help eligible micro and small enterprises grow with confidence.
- Limit up to ₹5 crore
- Business-focused funding
Illustrative image
Funding that supports real enterprise
Built for businesses
with somewhere to go.
Whether you are adding capacity, managing inventory, opening a new location, or strengthening working capital, we help structure funding around the business objective.
Understand the purpose
Assess repayment comfort
Coordinate suitable lenders
01
Secured business finance
Loan Against Property
Leverage the value of residential, commercial, or industrial property to access substantial, long-term finance while retaining ownership of the asset.
Discuss property finance ↗Loan amountUp to ₹10 crore
Maximum tenureUp to 20 years
Business applications
Working capital, business expansion, machinery, commercial property purchase, debt consolidation, and other legitimate business requirements.
Key benefit
Higher eligibility and longer repayment tenure can help preserve day-to-day business cash flow.
02
Flexible personal finance
Personal Loan
Unsecured finance for salaried professionals and eligible self-employed applicants, with no property or business asset required as collateral.
Discuss a personal loan ↗Interest rateStarting from 9.90% p.a.
Maximum tenureUp to 8 years
Common end uses
Medical needs, education, wedding expenses, travel, home improvement, major purchases, or consolidation of eligible personal debt.
Key benefit
Quick access to funds with flexible repayment and no collateral requirement.
03
Credit support for MSMEs
CGTMSE Limit for MSMEs
Credit facilities supported under the CGTMSE framework can help eligible micro and small enterprises access business finance without conventional collateral security.
Discuss CGTMSE funding ↗Credit limitUp to ₹5 crore
Designed forEligible micro & small enterprises
Business end uses
Working capital, plant and machinery, capacity expansion, technology upgrades, inventory, and other productive business purposes.
Key benefit
Helps eligible MSMEs seek institutional credit without pledging additional collateral, subject to lender and scheme norms.
Product limits, rates, tenure, processing timelines, and approvals vary by applicant profile and lender policy. Terms shown are indicative and not a commitment to lend.
Funds enabled
₹500Cr+
4 daysfast business-loan disbursal*
Customer rating4.9 ★★★★★
Why CapitalFin
Not a portal.
A funding partner.
You do not have to navigate lenders, paperwork, and repeated follow-ups alone. We stay involved, explain the choices, and take ownership of moving your case forward.
01
We understand before we recommend
Your need, repayment ability, timeline, and business context shape the funding plan.
02
Personal meetings and real conversations
Meet us, discuss concerns openly, and get answers from an experienced funding professional.
03
We save your time and manage execution
We coordinate documentation, lender queries, follow-ups, sanction, and disbursal.
How we work with you
One advisor.
Every step covered.
Our role is to reduce confusion, avoid unsuitable applications, and help you reach the right lender with a well-prepared case.
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We listen
We understand why you need funds, how soon you need them, and what repayment structure works for you.
We meet and assess
We review your financial profile and documents personally, with meetings whenever they help move the case faster.
We structure the solution
We identify suitable loan types and lenders instead of pushing a standard product that may not fit your situation.
We drive it to disbursal
From documentation and lender queries to sanction terms and final disbursal, we coordinate the complete journey.
Have a funding requirement?Speak directly with our team. No call centre, no generic recommendation.
Call +91 95822 06173 ↗
Relationships that help us execute
The right lender for
the right requirement.
Our relationships across 30+ lenders help us place each case thoughtfully and coordinate it with the institution best suited to the customer’s profile.
HDFC Bank
ICICI Bank
Axis Bank
Tata Capital
Aditya Birla Capital
Bajaj Finance
30+lending partners
Availability of an offer is subject to the respective lender’s policies and approval.
CA Rahul KumarPromoter, CapitalFin
Experience acrossTata CapitalAditya Birla Capital
Leadership
Meet CA
Rahul Kumar.
Promoter of CapitalFin and a finance professional with over 13 years of experience in the funding domain.
Having worked with Tata Capital and Aditya Birla Capital, Rahul’s expertise spans various facets of finance, including auditing, consulting, and loan management. His comprehensive understanding of the financial landscape enables him to offer insightful guidance and innovative solutions to clients.
Under his leadership, CapitalFin has grown into a trusted name known for its customer-first approach and commitment to excellence. His vision continues to drive the mission of helping individuals and businesses pursue their financial goals with confidence.
Customer firstInformed guidanceFunding expertise
Plan with confidence
Know your EMI
before you apply.
Adjust the loan amount, interest rate, and tenure to estimate your monthly repayment.
₹1L₹1Cr
Estimated monthly EMI
₹34,178
Check loan eligibility ↗
*This is an indicative estimate. Final terms depend on lender approval.
Principal amount₹10,00,000
Total interest₹2,30,408
Total amount payable₹12,30,408
Customer stories
Ambitions funded.
Trust earned.
“CapitalFin helped us arrange working capital within five days at a very competitive rate. The team was transparent and always available.
“Our professional overdraft was sanctioned and disbursed in record time. A smooth process from documentation to approval.
“The service exceeded expectations. A highly professional and knowledgeable team that genuinely understood our needs.
“CapitalFin supported our growth requirements by arranging suitable MSME limits and business loans with clear guidance throughout the funding process.
“The team helped SRK Construction secure business loans and overdraft limits aligned with our working-capital needs. The process was professional and well coordinated.
Questions, answered
Everything you need
to move ahead.
Still unsure? Speak directly with an experienced advisor who will understand your situation before suggesting a path.
Call +91 95822 06173 →Yes. While a stronger score helps, some lenders also consider monthly sales, banking history, and cash flow. We assess the full profile to identify suitable options.
Rates typically range from 13% to 22% per annum, depending on your business profile, credit history, loan type, and selected lender.
Complete applications can often be processed in 3 to 7 working days. Timelines vary by lender and documentation requirements.
We personally understand your requirement, help structure the case, identify suitable lenders, support documentation, coordinate queries, and follow the application through to disbursal. You work with a real advisor, not only an online form.
A useful first conversation
Start with an indicative
eligibility check.
This quick assessment gives us a starting point. Our team will personally review the broader profile and discuss suitable funding routes with you.
01
FOIR program₹10 lakh for 36 months at 18% p.a., maximum FOIR 80%, and minimum ₹50,000 average balance.
02
ABB programMinimum ₹1,00,000 average banking balance.
03
Common requirementMaximum eight live unsecured loans under either program.