Choose the Right Tool for Your Cash Flow

Working Capital Loan 🏦

• Lump-sum amount disbursed at once.

• Fixed EMI schedule—easy budgeting.

• Interest on full amount from Day 1.

• Ideal for: Bulk inventory purchases, equipment purchase, large one-off expenses.

Overdraft Facility 🔄

• Flexible limit: Withdraw only what you need.

• Pay interest only on the used amount.

• No fixed EMI: Repay as cash flows in.

• Ideal for: Managing daily cash flow fluctuations, covering short-term gaps.

Which to Pick? 🤔

• Big project or expansion? Go for a working capital loan.

• Regular cash-flow bumps? Opt for an overdraft facility.

📲 Unsure? Chat live with our experts and get tailored advice.